Churnkey
Payments & Billing
Payments & Billing
Merchant of record for software sellers. Pay as you go at 5% + 50¢ per Checkout transaction.
Paddle is the seller of record, so it handles the tax paperwork you would rather skip. Paddle is a merchant of record for software companies. It sells on your behalf and handles payments, checkout, billing, global tax and regulatory compliance, fraud protection, chargebacks and buyer support. The pricing page lists pay-as-you-go at 5% + 50¢ per Checkout transaction and custom pricing for high-volume, low-value transactions. G2 has 240 reviews, where ease of use is the top positive with 52 mentions and poor customer support is the main complaint. A Capterra reviewer called Paddle a necessity for operating an online business in the EU, while a r/SaaS poster titled a thread 'If you're planning to use Paddle, STOP' after earning about $200 in two months. A r/Notion post argues that a merchant of record's convenience comes at a steep cost. It suits software and SaaS sellers who want tax compliance handled and accept a higher fee.
| Plan | Pay-as-you-go, no free transaction allowance |
| Fee | 5% + 50¢ per Checkout transaction |
| Included | Payments, checkout and billing in one platform |
| Tax | Global tax and regulatory compliance |
| Risk | Fraud protection, chargebacks and buyer support |
| High volume | Custom pricing for high-volume, low-value transactions |
Last sniffed Oct 11, 2026. Always confirm on the official pricing page.
Paddle has no free allowance. You pay 5% + 50¢ per Checkout transaction, and in return Paddle acts as the merchant of record for tax, compliance, fraud and chargebacks. The fixed 50¢ matters for cheap products: a $5 sale costs $0.75 in fees. Opinion is split. G2 reviewers praise ease of use and the merchant of record model but report slow customer support. A r/SaaS poster warned others off after a poor experience, though my excerpt of that post was truncated and I could not read the details. Read the thread before you decide. The Capterra product page snippet shows 3.0 from 21 reviews, while its top review is very positive, so scores vary by source.
Payments, checkout and billing in one platform, global tax and regulatory compliance, fraud protection, chargebacks and buyer support.
Pricing for high-volume, low-value transactions, flexible options for your business model, dedicated customer success, premium services and hands-on support from migration to launch.
5% + 50¢ per Checkout transaction on pay-as-you-go.
A reseller that sells your product, handles the tax on the sale and pays you the rest. A r/SaaS commenter describes it this way.
G2 users report poor customer support with delays in responses, though one G2 reviewer praised the team.
The pricing page lists no free tier or trial.
The fixed 50¢ makes small sales expensive: a $5 sale costs $0.75.
The pricing page lists pay-as-you-go at 5% + 50¢ per Checkout transaction and custom pricing.
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