You pay per sale, so the fee shows up when the revenue does. Stripe is a payments platform with APIs for accepting cards, running subscriptions, calculating tax and screening for fraud. The pricing page lists 2.9% + 30¢ per successful domestic card transaction, plus 0.5% for manually entered cards, 1.5% for international cards and 1% for currency conversion. A dispute costs $15, Billing starts at $620 a month on a one-year contract, Tax at $90 a month and Radar at $10 a month. G2 lists high fees as the most mentioned drawback with 20 mentions, followed by poor customer support with 10 and funds holding with 6. A r/webdev commenter says Stripe's main advantage is ease of use as a developer but that it occasionally locks accounts. Capterra shows 4.6 from 3,384 reviews. It suits developers who want control of the checkout flow and will handle tax themselves or pay for Stripe Tax.
Free tier quotas
Plan
Pay-as-you-go, no free transaction allowance
Card payments
2.9% + 30¢ per successful transaction
Manually entered cards
+0.5%
International cards
+1.5%
Currency conversion
+1%
Disputes
$15 each received or countered
Billing
From $620 per month on a 1-year contract
Tax
From $90 per month on a 1-year contract
Radar
From $10 per month
Connect
From 0.25%
Last sniffed Oct 1, 2026. Always confirm on the official pricing page.
👍 Good boy
+The card fee is one published rate, 2.9% + 30¢ per successful transaction, with international and currency surcharges listed separately.
+A r/webdev commenter said Stripe's main advantage is ease of use as a developer.
+G2's payment software guide names Stripe Payments the best for developers and customizable payment solutions, with a G2 rating of 4.2 out of 5.
+Capterra shows 4.6 from 3,384 reviews.
+G2's comparison page says many reviewers note clear pricing and value for integration and reliability, even while citing fees as a trade-off.
+Add-ons are priced separately: Radar from $10 a month, Tax from $90 a month and Connect from 0.25%.
👎 Watch out
−G2 lists high fees as the top drawback, with 20 mentions.
−G2 also lists poor customer support (10 mentions), delays (7) and funds holding (6).
−Capterra reviewers say higher processing fees hurt value at scale, support can feel slow on dispute appeals, and edge case bugs occur.
−A r/webdev commenter said Stripe occasionally locks accounts at random and, in their view, takes money for questionable reasons.
−A r/webdev poster with small payment amounts said the 2.9% + $0.30 fee is a problem for low-value sales.
−Billing starts at $620 a month on a one-year contract, and Tax at $90 a month.
−Each dispute costs $15 to receive or counter.
The catch
Stripe has no free usage allowance. You pay a fee on each successful card transaction, so no payments means no fee. In the extract I read, monthly fees appear only on the add-ons: Billing from $620 a month, Tax from $90 a month and Radar from $10 a month.
Fees stack. An international card paid in a different currency costs 2.9% + 30¢ plus 1.5% plus 1%. Disputes cost $15 each, and the Smart Disputes fee is 30% of the disputed amount on disputes won.
The most repeated complaints on G2 and Capterra are fees, slow support on disputes and held funds. A r/webdev commenter described random account locks. These are user reports and I did not verify them.
What’s included
✓Card payments API
✓Subscriptions with Billing
✓Tax calculation with Stripe Tax
✓Fraud screening with Radar
✓Marketplace payments with Connect
✓Dispute management
✓International cards and currency conversion
✓Manual card entry
Free tier value
Generosity
B
Estimated value
2.9% + 30¢ per card payment
Feature parity
Pay per transaction. Tax, fraud tools and other add-ons are priced separately.
Screenshots
HomepagePricing page
Paid plans
Billing, from $620 per month
Listed as starting at $620 a month on a one-year contract.
Tax, from $90 per month
Listed as starting at $90 a month on a one-year contract.
Radar, from $10 per month
Fraud protection subscription, listed as starting at $10 a month.
Connect, from 0.25%
Starting fee for platforms that control their own pricing.
Common questions
How much does Stripe charge?
2.9% + 30¢ per successful domestic card transaction. International cards add 1.5% and currency conversion adds 1%.
Is there a monthly fee?
The extract I read shows monthly fees only on add-ons such as Billing, Tax and Radar.
What do users complain about?
High fees (20 G2 mentions), poor customer support, delays and funds holding.
Is Stripe easy for developers?
A r/webdev commenter said ease of use as a developer is its main advantage.
What does a dispute cost?
$15 each when received or countered.
Change history
Checked October 22, 2026
The pricing page lists 2.9% + 30¢ for card payments, with Billing, Tax, Radar and Connect priced separately.
